J Edgar & Son (Rowrah):
J Edgar & Son (Dunmail Park):

Am I eligible to join the Scheme?

You can apply to join the Motability Scheme if you receive one of these disability allowances:

  • Higher rate mobility part of Personal Independence Payment (PIP)
  • Higher rate mobility part of Disability Living Allowance (DLA)
  • Enhanced rate mobility part of Adult Disability Payment (Scotland)
  • Higher rate mobility component of Child Disability Payment (Scotland)
  • War Pensioners’ Mobility Supplement (WPMS)
  • Armed Forces Independence Payment (AFIP)

You need to have at least 12 months left on your allowance when you apply. If you have less, you'll need to wait until your allowance provider renews your allowance.

If you're 65 or over, you can apply as long as you already receive one of the above allowances and it has at least 12 months left.

You cannot apply to join the Scheme if you receive a lower rate or component of mobility allowance, or Attendance Allowance.

Frequently Asked Questions

Common questions about eligibility for the Motability Scheme with J Edgar & Son in Cumbria.

Am I eligible to join the Motability Scheme?

You may be eligible to join the Motability Scheme if you receive a qualifying mobility allowance and have at least 12 months remaining on your award when you apply. Qualifying allowances include eligible rates or components of PIP, DLA, Adult Disability Payment, Child Disability Payment, WPMS and AFIP.

Which disability allowances qualify for the Motability Scheme?

Qualifying allowances are the higher rate mobility part of Personal Independence Payment (PIP), higher rate mobility part of Disability Living Allowance (DLA), enhanced rate mobility part of Adult Disability Payment in Scotland, higher rate mobility component of Child Disability Payment in Scotland, War Pensioners' Mobility Supplement (WPMS) and Armed Forces Independence Payment (AFIP).

How long must be left on my allowance to join the Motability Scheme?

You need to have at least 12 months remaining on your qualifying allowance when you apply to join the Motability Scheme. If you have less than 12 months remaining, you will need to wait until your allowance provider renews your award.

Can I join the Motability Scheme if I receive Attendance Allowance?

No. Attendance Allowance does not qualify you to join the Motability Scheme. You also cannot apply if you only receive a lower rate or component of a mobility allowance.

Can I join the Motability Scheme if I am 65 or over?

Yes. If you are 65 or over, you can apply as long as you already receive one of the qualifying mobility allowances and have at least 12 months remaining on your award when you apply.

Can young people join the Motability Scheme?

Yes. Young people can join the Motability Scheme, although what they can do and how they join depends on their age and whether they are the Motability customer.

Can a young driver be named on a Motability car?

Yes, subject to the Scheme's rules. J Edgar & Son states that you can have one named driver under the age of 21 on your Certificate of Motor Insurance. This can be the disabled customer or another driver who lives at the same address.

Can two people in the same household be on the Motability Scheme?

Yes. More than one person in the same household can be on the Motability Scheme. J Edgar & Son states that you can have as many people in your home on the Scheme as you want, provided each person is individually eligible to join.

Why are location trackers used on some Motability vehicles?

Location trackers are one of the ways used to help make sure Motability vehicles are being used for the benefit of customers. Whether this is relevant will depend on the circumstances and requirements of the Scheme.

Where can I get help with Motability eligibility in Cumbria?

J Edgar & Son can help customers in Cumbria understand their Motability options. Motability specialists are available through the Rowrah and Dunmail Park, Workington dealerships, where you can discuss eligibility and choosing a suitable Motability vehicle.

J Edgar & Son (Rowrah):
J Edgar & Son (Dunmail Park):

J Edgar & Son Limited is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 522916). Automotive Compliance Ltd’s permissions as a Principal Firm allows J Edgar & Son Limited to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only. We can introduce you to a selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent. An introduction to a lender does not amount to independent financial advice and we act as their agent for this introduction. Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next best offer of finance for you. Our aim is to secure the best deal you are eligible for from our panel of lenders. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.

Regulated Complaints
Post: Automotive Compliance Ltd, The Factory, 44 Alfred Street, Gloucester, GL1 4DD
Telephone: 01452671560
E-mail: complaints@automotive-compliance.co.uk
If we cannot resolve your complaint within 8 weeks, you may refer your dispute to the Financial Ombudsman Service. This service is free to use. Their consumer helpline is avilable on 0800 023 4567 or 0300 123 9123 or you can visit their website at www.financial-ombudsman.org.uk